Community Services

Prepare Ahead: Flood Insurance

Flood insurance is available in Washoe County. Property owners and renters are entitled to a reasonable rate because Washoe County is a member of the National Flood Insurance Program (NFIP).  This insurance is required for properties that are secured by federal loans and located within a special flood hazard area. However, all property owners may benefit from having flood insurance.

Approximately 40% of all flood insurance claims nationwide occur outside of Special Flood Hazard Areas. Property owners can insure their buildings and contents, and renters can insure their possessions. 

Flood insurance commonly insures buildings, structures and contents. It does not cover landscaping, driveways etc. 

Call your local insurance agent for information on flood insurance or visit the National Flood Insurance Program for more information. 

Additional information on the benefits of flood insurance is available in the FEMA brochure entitled "Why Do I Need Flood Insurance?"

Information on the National Flood Insurance Program and support obtaining flood insurance is available online at www.fema.gov/flood-insurance.
Call 311 to find resources, ask questions, and utilize Washoe County services. Learn More »
Call 311 to find resources, ask questions, and utilize Washoe County services. Learn More »